Terms & Conditions

Last Updated: May 2026. Governing Law: England & Wales, UK.

1. Agreement to Terms

By accessing or using healthsureuk.com ("the Website"), you agree to be bound by these Terms & Conditions. If you do not agree to all of these terms, you are explicitly prohibited from using the Website and must cease access immediately.

The Website is owned and operated by Digital Marketing Agency, Ltd (Registered Address: 85 Great Portland Street, First Floor, London W1W 7LT, England, UK. Company Registration Number: 15169703).

2. No Financial Advice or Broking

healthsureuk.com is an independent publisher of reviews, comparisons, and educational guides related to private medical insurance. We do not provide regulated financial or medical advice, underwriting, or insurance broker services. We are not regulated by the Financial Conduct Authority (FCA).

Any decision to purchase an insurance policy remains your sole responsibility. Before contracting any financial product, you should carefully read all policy documents provided directly by the insurance carrier (Vitality UK).

3. Intellectual Property Rights

Unless otherwise stated, all intellectual property, including code, layout, copy, and custom-generated graphics, is owned by us or licensed to us. You are granted a limited license to access and view the Website for personal, non-commercial use only. Copying, republishing, or scraping our content without express written permission is strictly prohibited.

4. Affiliate Disclosures & External Links

The Website contains links to external partner websites (specifically the official Vitality UK website). When you purchase a policy through these links, we may receive a referral commission. These external websites are governed by their own terms of use and privacy policies. We accept no responsibility or liability for content, accuracy, or transactions conducted on third-party domains.

5. Limitation of Liability

The information on this Website is provided "as is" without warranties of any kind. While we make every effort to keep information up to date, insurance rates, terms, and benefits change frequently. We accept no liability for any financial losses, medical outcomes, or disputes arising from the use of or reliance upon the information published on this Website.

6. Governing Law & Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the courts of London, England, UK.

7. Contact Us

For any legal or corporate inquiries, please contact our registered representative, Hazel L. Felix, at hazel@healthsureuk.com.